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Message: <blockquote data-quote="zan" data-source="post: 366831" data-attributes="member: 9632">ok first of all, chill... :) accidents happen! that is why our government make it compulsory for every motor vehicle to have 3rd party insurance policy, in order to cover other road users and properties whilst we are driving. and oso, the reason why financier make sure ur vehicle is insured comprehensively.when there are 5 vehicles moving at random (in terms or speed and direction), it wud be difficult for anybody to guess what will happen in few seconds time. can we? i doubt so.. (that is why i am so mad at those drivers in front of me changing direction without giving signal, like i can read his mind..)well, 'the' accident still happened and u must thank God that firstly, u r not hurt or injured. secondly, u must thank God because ur car not damaged until kenot jalan, have to send to bengkel and wait for at least ten days before can use. during that, patah kaki.now back to that bastard 3rd party lady driving waja. firstly we must always bear in our mind, we have to be 600% extra careful when we realise there is a woman driver close to us. ladies are either too slow ( no offence!) or stupidly fast. forgive me, not to say that all men are good drivers but i practised this all the time. and so far it works... be 600% careful!! :unsure: on ur case, i strongly do not recommend u giving ur IC/mykad unless requested by authorities like policemen. she got ur can number, that will do. if gentleman enuff, exchange contact numbers between both side. if one party refused, u shud too.in the road act, any accident not reported to the traffic police within 24 hours is an offence. compund RM300, i not sure can reduce or not. BUT, normally, in case that the lady lodged report while u dont, police will treat this as RTI (refer to insurance). BUT...there is a way that she can make the police come to you...like tell the police that u banged her (her car of coz) with intention to hurt her (like 'along' or road bully or sumthing lidat). and police will come to ur door step in the next 24 hrs and take u back to charge u. so, my advice...please go and lodge report.if its minor, polis oso tak mahu pening kepala and they will treat this as RTI. if the lane u were using not meant to turn right i am sorry my fren..its clear cut ur mistake. she can claimed from ur insurance and ur NCB/NCD hilang. otherwise, if its her fault, then make sure she lose her NCB. and kena saman. too bad this had to happen...gud luck my fren. :D</blockquote>

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