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Message: <blockquote data-quote="normality78" data-source="post: 2699374" data-attributes="member: 17">ok. insurans claims is very simple.there is 2 types. i dunno what is the proper terms but since everyone using the same terms so shall i. There is so call 1st party policy and 3rd party policy. 1st party means should u happen accident, the policy will cover your car and the other party car. 3rd party means if there is accident, and If you're in fault, then the victim can claim on you. But you urself canot claim regardless your victim or the cause of accident.SO if your case is 3rd party insurans, thn all the repair on your car u will have to fork out. But im sure yours is not the case. coz you've mentioned there is adjuster came and take pic on your car. If your car was not covered, the adjuster wun even bother your car but to snap pic on victim car coz that is the car they need to pay and they need to value what is the damange cost.moreover, if yours is 3rd party, the workshop most likely will tell you up front coz they scared later they repair thn collect no money. you can worsen the car damage. you can go and bang more but since polis and adjuster has taken pic, there is nothing u can do.i guess your car will "stuck" in there got at least good 3 weeks. u should pray to able to collect the car be4 CNY</blockquote>

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